• Research Report

    Want Affordable Health Insurance? Scale Back on Benefit Mandates

    posted June 14, 2017 by Katherine Restrepo
    Key Points Health insurance benefit mandates benefit few but increase costs for all Mandates cost North Carolina policyholders in the individual and small-group insurance markets over $218 million per year…
  • Research Report

    Direct Primary Care

    posted March 22, 2017 by Katherine Restrepo
    An increased use of the innovative health care delivery model called Direct Primary Care could lead to better outcomes for treatment of patients with chronic diseases, and that could mean…
  • Research Report

    Adverse Selection: Examining the impact on North Carolina’s Health Insurance Exchange

    posted August 5, 2015 by Katherine Restrepo
    The ACA focuses on expanding coverage through a massive redistribution of wealth in the amount of $1.2 trillion over the next decade. It’s clear that low-income individuals and those with chronic conditions benefit the most from the law’s sliding scale subsidies, but market-oriented tactics can make health insurance (and more importantly medical care) more accessible and affordable and can lessen the risk for insurers to experience adverse selection.
  • Research Report

    The Case Against CON: A law that prevents health care innovation

    posted June 2, 2015 by Katherine Restrepo
    What the healthcare industry needs is a strong dose of disruptive innovation — relaxing regulations that will increase provider competition, force downward pressure on costs, and enhance patient choice. CON ultimately picks who gets to compete within the health care sector. Reforming the law will by no means untangle the complexities of health care, but state lawmakers should capitalize on an opportunity to make one of the most highly regulated industries a little less heavy on the red tape and a little more patient friendly.

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