public employees

In 2018 the Supreme Court held in Janus vs. the American Federation of State, County and Municipal Employees (AFSCME) that public employees unions could not charge nonmembers fees for…

RALEIGH – Two years ago President George W. Bush signed legislation that made tax-free “health savings accounts” possible. With many private businesses embracing HSAs as an alternative to traditional insurance…

HSAs are a form of medical savings account, similar to the now-familiar IRAs. These accounts are the property of the employee and can accumulate interest and dividends like other savings vehicles. Funds that are not used for health care-related expenses can be used for retirement living and can also be willed to one’s heirs. When combined with a high-deductible health insurance policy, an HSA replaces traditional health insurance coverage – and does so in a way that results in a more consumer-driven approach to health care.