Lehrer

Click here to view and here to listen to Eli Lehrer discussing this Policy Report. RALEIGH — North Carolina’s auto insurance system penalizes the state’s best drivers and…

RALEIGH — North Carolina could face a “property insurance disaster” unless it takes steps soon to shore up its coastal Beach Plan, according to a new John Locke Foundation…

North Carolina's little-known Beach Plan imposes an enormous fiscal liability on the state. Intended largely to provide windstorm insurance for coastal residents unable to find coverage elsewhere, the Plan has grown to become one of the nation's largest entities of its type.

RALEIGH – North Carolina’s auto insurance market does not work. It undercharges many bad drivers and overcharges nearly all of the best drivers while guaranteeing profits for insurance companies. That’s…

North Carolina’s government-controlled auto insurance system is unfair to good drivers because it overcharges them in order to subsidize some of the state’s more risky and dangerous drivers. Every auto insurance policy written in the state has a hidden tax – which averages 6 percent – that goes to the government-mandated, privately run insurance pool. Download PDF file: North Carolina’s Unfair Auto Insurance System (544 kb)