insurance pool

Election season means political ads running on most television channels. Voters will hear candidates from across the political spectrum espouse their views and attack other candidates for their beliefs. In…

North Carolina’s auto insurance system is unfair to low-risk drivers because it overcharges them in order to subsidize some of the state’s more risky and dangerous drivers. Every insured driver pays a hidden tax, and private insurance companies are guaranteed a profit. This report recommends reforms to improve the system.