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RALEIGH — North Carolina’s auto insurance system imposes a special tax on all drivers that helps subsidize rates for high-risk drivers. That tax is part of a system designed to…

Click here to view and here to listen to Eli Lehrer discussing this Policy Report. RALEIGH — North Carolina’s auto insurance system penalizes the state’s best drivers and…

RALEIGH – North Carolina’s auto insurance market does not work. It undercharges many bad drivers and overcharges nearly all of the best drivers while guaranteeing profits for insurance companies. That’s…

North Carolina’s government-controlled auto insurance system is unfair to good drivers because it overcharges them in order to subsidize some of the state’s more risky and dangerous drivers. Every auto insurance policy written in the state has a hidden tax – which averages 6 percent – that goes to the government-mandated, privately run insurance pool. Download PDF file: North Carolina’s Unfair Auto Insurance System (544 kb)

North Carolina consumers may be hurt by an obsolete state law that protects new-car dealers, according to a new analysis published by the John Locke Foundation. Daren Bakst, legal and…

North Carolina law limits the establishment and relocation of new-vehicle dealerships in “relevant market areas” where the same make of car is sold. This law was enacted due to the belief that dealers were in an unequal bargaining position with manufacturers. This rationale is now obsolete. Research also indicates that such laws hurt consumers. No justification exists to continue granting special privileges to dealers, especially when those privileges come at the expense of the public.